Automobile Insurance

We’ve been fighting with our car insurance company regarding the accident with the Liberty earlier this month.

To recap, the ground is slick. A lady pulls out from the right-hand lane, into our left-hand lane and stops with her left turn signal on. She is not in the turn lane. We have a car length and 1/2 to stop, and so we stop on her back bumper. We slid the whole way. We didn’t have a chance.

The insurance company is saying it’s our fault because we hit from the rear. If we would have been driving differently or safely, we wouldn’t have hit her at all. I know that most rear-end collisions are the fault, generally, of the person behind. But I disagree in this case.

The thing is, she didn’t give us time to stop. It would have been differently if we would have been following her for awhile and she came to an abrupt stop. There is no way that we could have ever anticipated anyone stopping where she did.

The insurance people said she was coming out of the Kentucky Fried Chicken parking lot on one side of the street, and making a left turn at McDonald’s.

I would personally like to kick her butt. Cruising around for food on slick roads, jutting out in front of people and expecting everyone to be able to stop.

Even when we went to the police station to report the accident, she parked in the “For Police Only” area of the parking lot.

.. to be continued… as soon as we get the final ruling from the insurance company…